بانک مسکن
وام خرید مسکن

وام مسکن جوانان بانک مسکن

بانک مسکن

188 بازدید آخرین بروزرسانی: 3 ماه پیش

مشخصات وام

نرخ سود سالانه
6%
به‌روزرسانی: 2 ماه پیش
سقف وام
3.7 میلیارد تومان
مدت بازپرداخت
240 ماه
نوع ضمانت
سند ملکی
نیاز به سپرده
حساب سپرده لازم
بدون واریز حقوق

توضیحات

Housing Bank Youth Housing Loan with a 6% interest rate, for housing purchases up to 3.7 billion Tomans in Tehran. This loan requires opening a Youth Housing Savings account and continuous monthly deposits for a minimum of 3 and a maximum of 10 years. The minimum monthly deposit is 1 million Tomans. Unlike the First Housing Loan, this scheme does not require a lump-sum deposit, and repayment is possible up to 240 months (20 years). Guarantees include property deeds and credit assessment. This loan is for those with a long-term plan to become homeowners and can make gradual deposits.

شرایط و ضوابط

  • Open a Youth Housing Savings account
  • Continuous monthly deposits
  • Minimum 3 and maximum 10 years deposit period
  • Minimum 1 million Tomans initial deposit amount
  • Bank credit assessment

مدارک مورد نیاز

  • Property deed (as collateral)
  • Identification documents
  • Employment documents
  • Salary deduction certificate (if needed)
  • Documents related to the purchased property
  • Youth Housing Savings account documents

ویژگی‌های ویژه

6% interest rate for repayments up to 5 years
Up to 3.7 billion Tomans in Tehran (at the end of the tenth year)
Possibility of gradual deposits
Long repayment period up to 240 months (20 years)
No deposit blockage required
Ability to open a Qarz-al-Hasaneh account

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