بانک سینا
وام نقدی

طرح پردیس بانک سینا | وام با میانگین حساب

بانک سینا

17 بازدید آخرین بروزرسانی: 7 ساعت پیش

مشخصات وام

تازه
نرخ سود سالانه
4.00%
به‌روزرسانی: 6 ساعت پیش
سقف وام
30 میلیون تومان
مدت بازپرداخت
60 ماه
نوع ضمانت
ضامن رسمی
نیاز به سپرده
حساب قرض‌الحسنه
بدون واریز حقوق

توضیحات

The Pardis plan of Sina Bank is a Qard al-Hasan loan with a 4% commission, aimed at supporting employment and small businesses. The maximum facility is 30 million Tomans with a repayment period of 5 to 60 months. To receive this loan, it is necessary to open a regular short-term deposit account at Sina Bank and maintain an average balance for at least 3 months. Additionally, providing a valid official guarantor and having no banking arrears or bounced checks are prerequisites. This plan does not block deposits, and the entire deposit can be withdrawn after receiving the loan. The loan-to-depos

شرایط و ضوابط

  • Open a regular short-term deposit account at Sina Bank
  • Minimum 3 to 12 months deposit sleep period (for average account balance calculation)
  • Maintain an average account balance
  • Provide a valid official guarantor
  • Good credit history (no banking arrears)
  • No bounced checks
  • Minimum 500,000 Tomans initial deposit

ویژگی‌های ویژه

Qard al-Hasan loan with 4% commission
Maximum loan amount of 30,000,000 Tomans
Repayment period of 5 to 60 months
Requires average account balance
No deposit blocking
Deposit can be withdrawn after receiving the loan
Loan-to-deposit ratio up to 100%
Available to natural and legal persons, employees and workers
Supports job creation and small businesses

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