بانک مهر
وام قرض الحسنه

وام طرح نجم بانک مهر ایران

بانک مهر

221 بازدید آخرین بروزرسانی: 3 ماه پیش

مشخصات وام

نرخ سود سالانه
4%
به‌روزرسانی: 3 ماه پیش
سقف وام
150 میلیون تومان
مدت بازپرداخت
60 ماه
نوع ضمانت
ضامن رسمی
نیاز به سپرده
حساب سپرده لازم
بدون واریز حقوق

توضیحات

The Najm Loan Scheme from Mehr Iran Bank is designed to support vulnerable members of society, including female heads of household, disaster survivors, welfare recipients, people with disabilities, financial crime prisoners, nomads, veterans, rural workers, and individuals lacking protective coverage. This interest-free loan is offered with a 4% fee and up to 150 million Tomans, with a repayment period of 60 months. To qualify, applicants must be able to maintain an average account balance and must not have any bounced checks or outstanding debts in the banking system. Collateral and guarantee

شرایط و ضوابط

  • Ability to establish an average account balance
  • No bounced checks in the banking system
  • No outstanding debts in the banking system
  • Opening a Qard al-Hasan account for real persons is mandatory
  • Official guarantor required
  • Credit assessment required
  • Collateral and guarantees within the bank's credit regulations

مدارک مورد نیاز

  • Documents for credit assessment
  • Documents related to the official guarantor
  • Other collateral and guarantees as required by the bank

ویژگی‌های ویژه

Loan type: Interest-free loan (Qard al-Hasan)
Interest rate: 4% (between 2% and 4% based on customer choice and bank credit policies)
Maximum loan amount: 150,000,000 Tomans
Maximum repayment period: 60 months
Average account balance calculation period: minimum 1 month, maximum 36 months
No separate deposit required
No deposit blocking
No online registration available (in-person application)
Incentive coefficient eligibility period starts from early 1404 (Persian calendar)

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