بانک ایران
وام خرید کالا

وام راهکار (فاز دوم طرح تدبیر) بانک ایران زمین

بانک ایران

163 بازدید آخرین بروزرسانی: 3 ماه پیش

مشخصات وام

نرخ سود سالانه
23%
به‌روزرسانی: 3 ماه پیش
سقف وام
100.0 میلیارد تومان
حداقل مبلغ
5 میلیون تومان
مدت بازپرداخت
48 ماه
نوع ضمانت
ضامن رسمی
نیاز به سپرده
حساب سپرده لازم
بدون واریز حقوق

توضیحات

The Iran Yar loan scheme by Bank Iran Zamin offers a package of 9 different loans with varying conditions, interest rates, and maximum amounts. These loans are designed for diverse purposes, including purchasing vehicles, household appliances, digital goods, addressing essential needs, and catering to capital market participants. The minimum loan amount is 5 million Tomans, and the maximum can go up to 100 billion Tomans. Interest rates range from 1% to 23%, with a maximum repayment period of 48 months. It requires a Qard al-Hasan deposit with a holding period of up to 6 months. Guarantees inc

شرایط و ضوابط

  • No bounced checks in the banking system
  • No overdue payments in the banking system
  • Requires a Qard al-Hasan deposit
  • Deposit holding period up to 6 months
  • Subject to bank credit assessment
  • Official guarantor (for some schemes)
  • Professional credit assessment (for some schemes)

مدارک مورد نیاز

  • Official guarantor documents
  • Credit assessment documents
  • Proof of employment documents
  • Identity documents
  • Qard al-Hasan account opening documents

ویژگی‌های ویژه

Package of 9 diverse loan schemes
Flexible interest rates (1% to 23%)
Repayment period up to 48 months
Suitable for purchasing goods, vehicles, and addressing essential needs
Non-in-person application for some schemes (e.g., Faraz scheme)
Loan amounts up to 100 billion Tomans
Specialized scheme for capital market participants (Brokers' scheme)

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