بانک توسعه
وام نقدی

طرح همراه فرهیختگان بانک توسعه تعاون

بانک توسعه

66 بازدید آخرین بروزرسانی: 3 ماه پیش

مشخصات وام

نرخ سود سالانه
21%
به‌روزرسانی: 2 ماه پیش
سقف وام
300 میلیون تومان
مدت بازپرداخت
60 ماه
نوع ضمانت
ضامن رسمی
نیاز به سپرده
حساب سپرده لازم
بدون واریز حقوق

توضیحات

The 'Hamrah Farhikhtegan' (Companions of Scholars) plan by Bank Teahvoun is a cash loan for university professors, educators, and government employees. This facility offers up to 300,000,000 Tomans with a 21% interest rate and a 60-month repayment period. Its aim is to meet the financial needs of these groups for purchasing goods (especially domestic home appliances and products) or other essential needs. Conditions include requiring at least 3 official guarantors with salary deduction certificates.

شرایط و ضوابط

  • Applicant must be a university professor, educator, or government employee
  • Minimum of 3 guarantors required
  • At least 2 guarantors must have salary deduction certificates
  • Required Qarz-al-Hasaneh account at Teahvoun Bank
  • Credit assessment is mandatory

مدارک مورد نیاز

  • Applicant's identification documents
  • Applicant's employment documents (proving status)
  • Guarantors' identification documents
  • Salary deduction certificates for at least 2 guarantors
  • Documents for Qarz-al-Hasaneh account opening

ویژگی‌های ویژه

Cash loan up to 300,000,000 Tomans
21% interest rate
Repayment up to 60 months
Exclusively for university professors, educators, and government employees
Covers financial needs for purchasing goods and other essential needs
Minimal initial side costs (around 60,000 Tomans)
Simplified application process (designers' intent)

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