بانک مسکن
وام نقدی

وام طرح سپید بانک مسکن

بانک مسکن

189 بازدید آخرین بروزرسانی: 3 ماه پیش

مشخصات وام

نرخ سود سالانه
9%
به‌روزرسانی: 2 ماه پیش
سقف وام
2.0 میلیارد تومان
حداقل مبلغ
10 میلیون تومان
مدت بازپرداخت
60 ماه
نوع ضمانت
ضامن رسمی
نیاز به سپرده
حساب سپرده لازم
بدون واریز حقوق

توضیحات

Bank Maskan's Sepid Loan offers up to 2 billion Tomans for legal entities and up to 500 million Tomans for their staff, with a 9% interest rate and up to 60 months repayment. A short-term ordinary privileged interest-free deposit account is required. Minimum loan amount is 10 million Tomans. The effective deposit period for receiving the loan is 2 to 12 months. This is a Murabaha loan (housing or services). The main account is opened by legal entities, and the dependent account is for staff salary deposits. Credit scoring for dependent accounts is only possible when linked to the main account.

شرایط و ضوابط

  • Open a short-term ordinary privileged interest-free deposit account at Bank Maskan
  • Minimum 10 million Tomans in main account for scoring
  • Minimum 1 million Tomans in dependent account for scoring
  • No bounced checks
  • No outstanding bank debts
  • No existing active Tavan Murabaha loan

مدارک مورد نیاز

  • Identification documents (national ID card, birth certificate)
  • Employment and income documents
  • Official guarantor documents
  • Credit assessment documents
  • Account opening documents

ویژگی‌های ویژه

Loan up to 2 billion Tomans for legal entities
Loan up to 500 million Tomans for employees
Fixed interest rate of 9%
Repayment up to 60 months
Possibility of transferring credit points
Requires opening a short-term ordinary privileged interest-free account
Minimum loan amount of 10 million Tomans
Effective deposit period of 2 to 12 months
Loan type: Murabaha (housing or services)

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